Unlike most credit card debt calculators, this credit card consolidation calculator will also allow you to indicate whether or not you are making the declining minimum monthly payment on a given card, which can make a huge difference in calculating the consolidation savings.
If instead of consolidating your credit cards, you would rather pay them off using the rollover (snowball) method, please visit the Rapid Debt Reduction Calculator.
Payments shown do not include amounts for taxes and insurance; actual payment obligation will be greater.
Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you.
The interest rate is fixed for the life of the loan.
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Yep, at some point in your past you chose to borrow from your future happiness to subsidize your present happiness. Reference Error:(18.850e16c3.1503832939.14331152) If you feel you have received this message incorrectly, please send us an email or...This free online Credit Card Consolidation Calculator will calculate the payment, interest charge, and term savings from consolidating all of your credits cards into one loan.By extending the loan term you may pay more in interest over the life of the loan.By understanding how consolidating your debt benefits you, you’ll be in a better position to decide if it is the right option for you.