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    Debt consolidating consolidate

    Learn more about our borrowing options Fixed repayments for the life of your loan Your loan repayment will be taken each month by Direct Debit on a day specified by you between the 1st and 28th of the month.

    You could consolidate all your debt into the one loan and only have one payment to make each month. In particular, extending the term of your debt can incur more interest and cost more in the long run, and sometimes an early repayment charge may apply.

    If you don’t think a personal loan for debt consolidation is right for you, simply select another option when applying.

    We have other borrowing options, such as overdrafts, credit cards, and additional loans for our existing mortgage customers.

    Some methods are designed to help with unmanageable debts, such as a Debt Management Plan or IVA, whilst others can help people who are managing, but could benefit from simplifying their repayments, such as a debt consolidation loan.

    It allows you to combine multiple existing debts into one manageable monthly payment (instead of lots of smaller bills) and reduces the amount you pay each month.

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